Are Window Cleaning Companies Licensed and Insured in Oregon?

Why You Should Only Hire Licensed and Insured Window Cleaners in Oregon

It’s not just about credentials — it’s about who pays when something breaks. A Medford window cleaner explains the real risk of hiring uninsured contractors.

I’ve talked to homeowners in Medford who hired a guy from Craigslist or Facebook Marketplace to clean their windows — cheap, quick, no questions asked. And I’ve seen what can happen when it goes wrong. A cracked pane. A knocked-over decorative item inside the home. A slip and fall on the property. Without insurance, every one of those incidents becomes the homeowner’s legal and financial problem. This is why we take licensing and insurance seriously — and why you should too.

What Could Go Wrong — And Who Pays

Window cleaning involves ladders, water near electrical, equipment close to glass, and people working on your property. Here’s what can happen with an uninsured contractor:

Broken window: A standard double-pane window in Medford costs $200–$600 to replace. If your uninsured cleaner breaks one, they’ll often simply not answer their phone afterward. You pay. With us, it’s covered — every time.

Worker injury on your property: This is the big one. If an uninsured worker falls from a ladder on your property, your homeowner’s insurance is your first line of defense — but that can raise your rates, and coverage isn’t guaranteed for commercial work you hired out. Our general liability insurance and workers’ compensation protects you completely from this scenario.

Property damage: Water damage from improper pressure washing, siding damage from ladder placement, screen damage — all covered under our liability policy. Not covered if you hire someone without insurance.

What Oregon Law Requires

Oregon requires contractors performing certain work on homes to register with the Construction Contractors Board (CCB). Legitimate cleaning businesses operating in Oregon are registered business entities with the Oregon Secretary of State. We carry $2M general liability insurance and workers’ compensation coverage on all employees. Ask for our insurance certificate — we provide it with pleasure.

How to Verify a Window Cleaner’s Credentials

  • Ask for a Certificate of Insurance (COI) naming your address as additional insured for the job date
  • Search the Oregon Secretary of State business registry to verify they’re a registered entity
  • Check the Oregon CCB database if they’re performing services that require CCB registration
  • Look up their Google Business Profile — a legitimate local business has a verifiable address and real reviews
  • Trust your gut: a company that pushes back on providing insurance documentation is a company to avoid

Frequently Asked Questions

Are you licensed and insured for window cleaning in Medford?

Yes — we carry $2M general liability insurance and workers’ compensation on all team members. We are a registered Oregon business entity. We provide insurance documentation to any customer who requests it. Your property and our workers are fully covered on every job.

What does general liability insurance cover for window cleaning?

General liability covers damage to your property caused by our work (broken windows, scratched glass, pressure washing damage to siding), and protects you from liability if a customer is injured due to our operations. Workers’ compensation covers our employees’ medical costs if they’re injured while working on your property.

Can I check if a window cleaning company is insured?

Yes — ask them to provide a Certificate of Insurance (COI) from their insurance carrier. A legitimate company can produce this within 24 hours. The COI shows the policy holder, coverage amounts, and policy period. If they can’t produce one, don’t hire them.

Is it cheaper to hire an uninsured window cleaner?

Often yes — by $30–$100. But the potential downside is enormous. A single worker injury on your property could cost tens of thousands in medical bills or lawsuit settlements. A broken window or pressure washing damage to siding runs $200–$2,000+ to repair. The “savings” are illusory compared to the risk.

Hire Medford’s Licensed and Insured Window Cleaning Team

$2M liability coverage. Registered Oregon business. 100+ five-star local reviews.

Get a Free Quote(541) 500-0000

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